Forex Compound Calculator

Project a forex account balance when monthly contributions are added and an assumed monthly return is reinvested. The calculator shows final balance, total contributions, total profit, monthly return, compounding time, and a month-by-month breakdown.

How to use this calculator

Enter the initial balance, monthly contribution, monthly return, timeframe, and whether the timeframe is in months or years. The calculator adds the monthly contribution first, then applies the monthly return for each month. For non-forex savings assumptions, compare with the compound growth calculator or compound interest calculator.

How it works

Each month follows the same sequence:

$new\ balance = (prior\ balance + monthly\ contribution) \times (1 + monthly\ return)$

Total profit is final balance minus initial balance and monthly contributions.

Example

With a 1,000 dollar starting balance, 100 dollars contributed monthly, a hypothetical 5 percent monthly return, and 12 months, the projected final balance is about 4,018 dollars. Total contributions are 2,200 dollars, so projected profit is about 1,818 dollars.

Risk and interpretation

Forex returns can be volatile, leveraged, and negative. A constant monthly return is only a scenario assumption, not a forecast. Try lower or zero-return scenarios to understand downside sensitivity. Use the budget calculator before treating speculative returns as available income.