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Financial tool map

Investing & markets

Returns, securities, portfolios, valuation, and market measures.

Choose the tool whose inputs and output match your task. Check each calculator’s assumptions and limitations before using its result.

Latest update:

These tools measure performance and growth rather than quoting prices: what a return means, how fast it compounds, and how much risk is priced in. The ROI calculator compares any cost with its returned amount and can annualize the result so a two-month project compares fairly with a five-year holding. For a quick sense of compounding, the rule of 72 calculator estimates doubling time from a growth rate and checks the shortcut against the exact result. The Sharpe ratio calculator frames expected return per unit of predicted risk, while the bond yield worksheet solves the yield implied by a fixed-rate bond’s price. Find related savings and retirement tools in the Financial collection.

101 of 101 calculators

Investing & markets101 calculators

Absence Percentage Calculator

Calculate employee absence percentage from scheduled employee-days and lost days, with attendance share, examples, and HR interpretation tips.

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AFFO Calculator (Adjusted Funds From Operations)

Calculate Adjusted Funds From Operations for a REIT using the stated adjustments: FFO plus rent adjustments, minus routine maintenance and recurring capital expenditures.

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Annualized Rate of Return Calculator

Convert a periodic investment return into a geometric annualized rate using the selected compounding frequency and optional starting value.

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Average Fixed Cost Calculator

Calculate average fixed cost by dividing total fixed cost by units produced or sold, with an optional selling-price share for margin planning.

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Average-Price Call Approximation

Apply a transparent average-price annualized call approximation to entered annual interest, prices, and horizon.

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Bitcoin ETF Calculator

Project a Bitcoin ETF scenario from initial investment, annual additions, assumed Bitcoin return, expense ratio, holding period, and one-time costs.

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Black-Scholes Option Pricing Model Calculator

Estimate European call and put option values with the Black-Scholes model, including dividend-adjusted Greeks and daily sensitivity measures, for educational options analysis.

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Bond Calculator

Model a coupon bond's yield to maturity, present-value price, duration, modified duration, convexity, and cash-flow schedule from its core bond terms.

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Bond Convexity Calculator

Estimate fixed-cash-flow bond convexity by repricing coupons and principal after matching up and down yield shocks, then use the curvature result with duration.

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Bond Equivalent Yield Calculator

Annualize a discount bond's price return on a 365-day basis with a precise BEY formula for bond price, face value, and days to maturity.

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Bond Price Calculator

Discount a coupon bond's scheduled coupons and final face value at a chosen yield to maturity to estimate its fair present-value price.

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CAGR Calculator (Compound Annual Growth Rate)

Calculate compound annual growth rate from an initial value, final value, and number of periods, with total growth and growth multiple.

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Call & Put Option Calculator

Estimate long call or long put payoff, profit or loss, premium paid, return on premium, intrinsic value, breakeven, and shares controlled.

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Capital Gains Yield Calculator

Measure price appreciation or loss by comparing current price with bought price and expressing the capital gain as a percentage of the original price.

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Carried Interest Calculator

Estimate carried interest above a compounded hurdle, including fund return, hurdle value, profit above hurdle, GP carry, and LP value after carry.

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Cobb-Douglas Production Function Calculator

Estimate output with a Cobb-Douglas production function from productivity, labor, capital, and output elasticities, including returns to scale.

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Complete-Period Bond Yield Calculator

Solve nominal and effective annual bond yield from price and an explicit whole number of complete coupon periods.

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Complete-Period Bond Yield Worksheet

Solve nominal and effective annual yield for a stylized fixed-rate bond with an explicit whole number of complete coupon periods.

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Cross Exchange Rate Calculator

Calculate a cross exchange rate between two currencies from quotes against a shared third currency, with reciprocal rates and a matching conversion example.

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Discounted Cash Flow (DCF) Calculator

Estimate fair value per share with a discounted cash flow model using FCFF forecasts, terminal value, net debt, shares, or an EPS-based shortcut.

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Dividend Calculator

Estimate dividend income, dividend yield, reinvested dividend growth, final balance, and final shares from share price, annual dividend, investment amount, years, and payout frequency.

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Dividend Discount Model Calculator

Estimate a dividend-paying stock's intrinsic value with the constant-growth Dividend Discount Model, ROE-based growth, and CAPM cost of equity.

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Dividend Payout Ratio Calculator

Calculate dividend payout ratio from total dividends and net income or from dividend per share and diluted EPS, with retention and earnings coverage.

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DuPont Analysis Calculator

Break return on equity into net profit margin, total asset turnover, and financial leverage to see what is driving ROE.

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Economic Value Added (EVA) Calculator

Calculate Economic Value Added by subtracting the capital charge from NOPAT, with ROIC and ROIC-minus-WACC context.

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Effective Duration Calculator

Estimate a bond's effective duration by repricing fixed coupon cash flows after equal up and down yield shocks to measure interest-rate sensitivity.

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EPS Calculator (Earnings per Share)

Calculate basic earnings per share from net income, preferred dividends, and weighted average common shares, with interpretation, examples, and stock analysis limits.

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EV to Sales Calculator

Calculate enterprise value to sales from market capitalization, debt, preferred shares, minority interest, cash, and revenue for revenue multiple analysis.

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Expected Return Calculator

Calculate probability-weighted expected return across investment scenarios and check whether scenario probabilities add to 100%.

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FCFE Calculator (Free Cash Flow to Equity)

Estimate free cash flow to equity from net income or cash flow from operations, capital investment, working capital, and net borrowing.

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Financial Leverage Ratio Calculator

Calculate financial leverage as total assets divided by total equity, with implied liabilities and equity share of assets.

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Forward Rate Calculator

Calculate the implied annual forward interest rate between two spot-rate maturities, with compounded factors and an exact worked example.

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Free Cash Flow (FCF) Calculator

Calculate free cash flow as operating cash flow minus capital expenditures, then review FCF per share, yield, margin, and capex intensity.

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Free Float Calculator

Calculate free float shares and free float percentage from outstanding shares, restricted shares, and closely held shares.

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Future Value Calculator

Find the future value of one present lump sum using an annual rate, time horizon, and compounding frequency.

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GDP Calculator (Gross Domestic Product)

Estimate gross domestic product with the expenditure approach, including consumption, investment, government purchases, exports, imports, net exports, and a trillion-dollar summary.

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GMROI Calculator (Gross Margin Return on Investment)

Calculate GMROI from starting inventory cost, ending inventory cost, and gross profit to measure gross profit per inventory dollar.

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Graham Number Calculator

Estimate Benjamin Graham's conservative price ceiling from positive EPS, book value per share, and an optional market-price comparison.

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HHI Calculator (Herfindahl-Hirschman Index)

Calculate the Herfindahl-Hirschman Index from firm market shares and interpret market concentration for competition or merger analysis.

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Holding Period Return Calculator

Calculate total holding period return from purchase price, sale or current price, and dividend income, with capital gain and dividend yield detail.

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HR Software ROI Calculator

Calculate HR software ROI from investment cost, measurable benefits, and analysis period, including net gain, average annual ROI, and benefit-cost ratio.

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Information Ratio Calculator

Calculate information ratio from portfolio return, benchmark return, and tracking error to evaluate active return per unit of active risk.

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Intrinsic Value Calculator

Estimate a stock's per-share intrinsic value from EPS, expected growth, AAA bond yield, and market price using this Graham-style valuation screen.

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Inventory Turnover Calculator

Calculate inventory turnover, average inventory, COGS per day, inventory days, and inventory change from COGS plus beginning and ending inventory.

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Investment Calculator

Project compound investment growth from a starting balance, monthly additions, nominal return, compounding frequency, and inflation.

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Investment Fee Calculator

Estimate how sales loads, annual operating fees, turnover costs, and redemption fees reduce compound investment returns over time.

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IRR Calculator (Internal Rate of Return)

Solve internal rate of return by finding the discount rate where an initial investment and future cash-flow series have net present value equal to zero.

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Jensen's Alpha Calculator

Measure Jensen's alpha by comparing actual portfolio return with the CAPM expected return from beta, risk-free rate, and market return.

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Liquid Net Worth Calculator

Estimate liquid net worth by adding cash and marketable investments, subtracting haircuts and liabilities, and comparing the result with total net worth.

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Lumpsum Investment Calculator

Project a one-time investment with monthly, yearly, daily, or continuous compounding, including future balance, total return, inflation-adjusted value, and initial amount needed for a target.

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Margin Calculator (Classic)

Calculate achieved gross margin from cost and revenue, with gross profit, markup, cost share, and revenue-to-cost multiple shown for audit checks.

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Market Capitalization Calculator

Calculate a company's equity market capitalization from share price and outstanding shares, with examples and limitations.

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Markup Calculator (Classic)

Solve classic markup pricing for selling price, cost, or markup percentage, with profit, gross margin, and price-to-cost multiple shown together.

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Maturity Value Calculator

Calculate maturity value from principal, annual interest rate, and time using annual compounding, including interest earned and growth multiple.

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Maximum Drawdown Calculator

Measure maximum drawdown from a peak to a later low, including dollar loss, recovery gain, and estimated years to recover.

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MIRR Calculator (Modified Internal Rate of Return)

Calculate modified internal rate of return using separate financing and reinvestment rates for uneven project cash flows.

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Mutual Fund Calculator

Estimate a mutual fund investment's future value from an initial amount, monthly contributions, expected return, expense ratio, and years, with Indian tax and NAV context.

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MVA Calculator (Market Value Added)

Calculate Market Value Added from shares outstanding, share price, market value of debt, and invested capital.

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Net Profit Margin Calculator

Calculate net profit margin from net profit and total revenue, infer expenses, and compare bottom-line margin with gross margin.

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NPV Calculator

Calculate net present value by discounting each expected cash flow, subtracting the initial investment, and comparing the result with a required return.

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Opportunity Cost Calculator

Calculate the real opportunity cost of spending money now instead of investing it, including monthly compounding, taxes on gains, and inflation.

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Options Spread Calculator

Estimate vertical options spread expiration profit or loss, net debit or credit, breakeven, maximum profit, and maximum loss for four common strategies.

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Overtime Paycheck Calculator

Estimate gross paycheck pay with regular wages, overtime hours, overtime share, total hours, and weekly, biweekly, or monthly pay-period labels.

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Payback Period Calculator

Estimate simple and discounted payback periods for steady or irregular cash flows, including the year when an investment is recovered.

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PEG Ratio Calculator

Calculate PEG ratio from price per share, EPS, retention rate, and ROE by estimating P/E and sustainable earnings growth.

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Portfolio Beta Calculator

Calculate weighted portfolio beta from each holding's beta and allocation, including entered-weight and normalized beta views.

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Pre and Post Money Valuation Calculator

Convert a startup investment and post-round investor equity into implied post-money valuation, pre-money valuation, founder ownership after the round, and dilution.

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Price per Share Calculator

Calculate price per share from market capitalization and shares outstanding, then optionally compare two companies on per-share price and discount.

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Price to Book (P/B) Ratio Calculator

Calculate price to book ratio from stockholders' equity, preferred equity, shares, and share price, with tangible book value when intangibles are entered.

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Price to Cash Flow Ratio Calculator

Calculate the price to cash flow ratio from cash flow, shares outstanding, and share price, including cash flow per share and market capitalization.

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Price to Sales (P/S) Ratio Calculator

Calculate price to sales ratio from revenue, shares outstanding, and price per share, with sales per share and market capitalization.

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Price-to-Earnings (P/E) Ratio Calculator

Calculate a stock's price-to-earnings ratio and earnings yield from price per share and earnings per share, with interpretation guidance and limitations.

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Put-Call Parity Calculator

Solve put-call parity for European call price, put price, spot price, or present value of the strike using the no-arbitrage relationship.

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PVGO Calculator (Present Value of Growth Opportunities)

Estimate PVGO per share by comparing market price with the no-growth value implied by EPS and cost of equity.

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Rate of Return Calculator

Estimate nominal and effective annual rate of return from initial value, final value, time, compounding, and regular cash flows.

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Real Interest Rate Calculator

Calculate an inflation-adjusted interest rate from a nominal interest rate and expected inflation, using the same subtraction method shown in the results.

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Real Rate of Return Calculator

Convert a nominal investment return into an inflation-adjusted real return using the Fisher growth-factor formula.

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Residual Income Calculator

Calculate residual income by subtracting an equity charge from net income, with cost of equity and residual return context.

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Retained Earnings Calculator

Estimate period retained earnings, dividends distributed, retention ratio, and retained earnings per share from earnings, payout ratio, and shares.

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Retention Ratio Calculator

Calculate retention ratio, retained earnings, and dividend payout ratio from net income and dividends paid.

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ROA Calculator (Return on Assets)

Calculate return on assets from net income and total assets, compare actual ROA with a target, and separate asset efficiency from ROE and ROI.

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ROAS Calculator (Return on Ad Spend)

Calculate return on ad spend from attributed revenue and ad cost, then estimate margin-adjusted ROI for more realistic campaign decisions.

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ROCE Calculator (Return on Capital Employed)

Calculate return on capital employed from EBIT and capital employed to evaluate operating profit generated by long-term business funding.

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ROE Calculator (Return on Equity)

Calculate return on equity from net income and shareholders' equity, understand leverage effects, and compare ROE with ROI and ROA.

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ROI Calculator

Calculate return on investment from cost and returned amount, compare total ROI with annualized ROI, and learn what the result does and does not prove.

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ROIC Calculator (Return on Invested Capital)

Calculate return on invested capital from EBIT, tax rate, debt, and equity, including NOPAT, invested capital, and capital efficiency.

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ROS Calculator (Return on Sales)

Calculate return on sales from operating profit and net sales, then interpret operating profit per revenue dollar and operating cost share.

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Rule of 72 Calculator

Estimate doubling time from a compound growth rate, compare it with the exact logarithmic result, and solve the rule rate for a target period.

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Sharpe Ratio Calculator

Calculate an ex ante Sharpe ratio and expected excess return from three same-period assumptions.

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SIP + Lumpsum Calculator

Project a combined one-time investment and recurring SIP plan with deposit timing, frequency, compounding choice, return assumptions, and an exact worked example.

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SIP Calculator (Systematic Investment Plan)

Plan an India-focused monthly mutual fund SIP, estimate maturity value, total investment, expected returns, and the multiplication factor using the calculator's beginning-of-month compounding method.

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Sortino Ratio Calculator

Calculate a same-horizon Sortino ratio from average return, minimum acceptable return, and downside deviation measured against that same target.

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Stock Average (Cost Basis) Calculator

Calculate weighted average stock cost, total shares, total cost basis, market value, unrealized profit or loss, and return from multiple purchase lots.

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Stock Beta Calculator

Estimate a stock's beta from matched asset and benchmark prices using period returns, covariance, and benchmark variance.

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Stock Calculator (Profit/Loss)

Estimate stock trade profit or loss after buy and sell commissions, including ROI, net proceeds, and the break-even selling price.

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Stock Split Calculator

Calculate mathematical shares after a forward or reverse stock split and the reciprocal ratio-implied price.

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Sustainable Growth Rate Calculator

Calculate the simplified Drake sustainable growth rate from earnings retention and book return on average equity.

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Tax-Equivalent Yield Calculator

Compare a tax-free bond yield with the taxable yield required to match it after applying your marginal tax rate.

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Treynor Ratio Calculator

Divide same-period portfolio return minus same-period risk-free return by a nonzero user-supplied beta; this is an educational model, not a mandated standard or cross-period comparison.

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TTM Calculator (Trailing Twelve Months)

Calculate trailing twelve months totals by adding the latest four quarters, including TTM EPS, P/E, EV to EBITDA, and dividend yield modes.

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Value at Risk (VaR) Calculator

Estimate parametric Value at Risk from portfolio value, daily volatility, expected return, timeframe, and selected tail probability.

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Frequently asked questions

What does absence percentage measure?
Absence percentage measures lost scheduled time. It divides total days absent by the employee-days that were scheduled for work, then expresses the result as a percentage. It is useful for comparing groups of different sizes because it normalizes absence to the amount of work time available.
Should vacation be included in absence percentage?
Usually no, if the goal is unplanned absenteeism. Approved vacation, holidays, parental leave, and scheduled training are normally planned around and tracked separately. If your organization wants a total lost-capacity view, include them only after labeling the metric clearly so readers understand the definition.
How do I handle changing headcount?
Use the average number of employees for the period, or calculate scheduled employee-days directly from the roster when you have detailed schedule data. The calculator multiplies employees by workdays, so a stable and representative employee count is important for a fair denominator.

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