Mortgages & housing
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LTV Calculator (Loan to Value)
Calculate loan-to-value, combined LTV, estimated loan amount, down payment percentage, equity, and PMI threshold gap.
Margin Call Calculator
Estimate the share price where a margined stock position falls below maintenance margin, plus current equity, loan, margin percentage, and shortfall.
Money Factor Calculator
Convert lease money factor to equivalent APR, or APR to money factor, using the standard 2400 lease conversion multiplier.
Mortgage Acceleration Calculator
Compare monthly overpayments, accelerated biweekly payments, and accelerated weekly payments to estimate mortgage interest saved and payoff time shortened.
Mortgage Amortization Calculator
Inspect a fixed-rate mortgage amortization schedule by payment number, including balance, principal, interest, cumulative totals, total interest, and total principal and interest.
Mortgage Calculator
Estimate a fixed-rate mortgage payment with principal, interest, taxes, insurance, HOA dues, PMI, extra payments, payoff time, and total interest.
Mortgage Calculator with Taxes and Insurance
Estimate a monthly PITI housing payment with principal, interest, property tax, homeowners insurance, PMI, HOA dues, loan amount, escrow items, and annual tax and insurance totals.
Mortgage Comparison Calculator
Compare two mortgage offers by monthly payment, points, closing costs, total interest, lifetime cost, savings, and break-even timing.
Mortgage Interest Calculator
Estimate total mortgage interest, first-month interest, starting payment, total payments, and a simple fixed or ARM interest scenario.
Mortgage Payoff Calculator
Estimate how extra monthly payments and one-time principal payments change a mortgage payoff date, total interest, months saved, and new payment path.
Mortgage Penalty Calculator
Estimate a mortgage prepayment penalty using the larger of three months' interest or an interest rate differential after applying your annual prepayment privilege.
Mortgage Points Calculator
Estimate discount point cost, lower-rate payment savings, break-even months, net savings during your expected stay, and lifetime savings after point cost.
Mortgage Prepayment Calculator
Estimate interest saved from recurring and lump-sum mortgage prepayments across monthly, bi-weekly, accelerated bi-weekly, weekly, and accelerated weekly schedules.
Mortgage Rate Calculator
Compare mortgage rate effects on payment, scenario effective annual rate, points, up-front fees, annual fees, fixed-rate loans, and ARM reset-payment estimates.
Mortgage Refinance Calculator
Compare a current mortgage with a proposed refinance, including new loan balance, closing costs, cash out, payment savings, break-even time, and term trade-offs.
Mortgage with Extra Payments Calculator
Model monthly and annual extra principal payments on a fixed-rate mortgage, including interest saved, new payoff time, time saved, and total extra principal paid.
Net Effective Rent Calculator
Calculate monthly and annual net effective rent after free-rent months, tenant cash allowances, and operating costs.
Net Operating Income (NOI) Calculator
Calculate real estate net operating income from rentable area, annual rent per area, other income, occupancy, vacancy loss, and operating expenses.
Net Operating Working Capital Calculator
Calculate net operating working capital from cash, accounts receivable, inventories, accounts payable, and accrued expenses.
Net Worth Calculator
Add personal assets, subtract liabilities, and estimate total personal net worth with a transparent balance-sheet breakdown.
Operating Cash Flow Ratio Calculator
Calculate operating cash flow ratio from trailing twelve-month operating cash flow and current liabilities, including quarterly input mode.
Parking Ratio Calculator
Calculate parking spaces per 1,000 square feet, area per stall, and the surplus or shortage versus a target parking ratio for commercial property analysis.
Partially Amortized Loan Calculator
Calculate the monthly payment and final balloon balance for a partially amortized loan where payments are based on a longer amortization schedule than the payment period.
PITI Calculator (Mortgage Payment)
Estimate monthly PITI by adding principal, interest, property tax, and homeowners insurance for a fixed-rate mortgage.
PMI Entered-Rate Cost Worksheet
Apply an entered annual PMI rate to a calculated loan amount and display loan-to-value for context.
Price per Square Foot Calculator
Compare purchase prices or rents by floor area with a price per square foot calculator that can also show which of two properties has the lower cost per square foot.
Price per Square Meter Calculator
Compare purchase prices, rents, or project quotes by dividing total cost by usable floor area in square meters, with an optional second-property comparison.
Prorated Rent Calculator
Calculate partial-month rent for a move-in or move-out date using actual calendar days, occupied days, and the lease's monthly rent.
Quick Ratio Calculator
Calculate the quick ratio, also called the acid-test ratio, from cash, marketable securities, receivables, and current liabilities to judge near-term liquidity without inventory.
Real Estate Commission Calculator
Estimate real estate commission from a sale price and negotiated percentage, then see seller proceeds before other closing costs.
Realtor Commission with VAT Calculator
Estimate a real estate agent's net commission, VAT on the commission, gross fee, effective fee rate, and seller proceeds before other closing costs.
Refinance Break-Even Calculator
Estimate the number of months required for refinance payment savings to recover upfront closing costs, plus net benefit over your planned holding period.
Refinance Calculator
Compare an existing loan with a replacement loan, including refinance costs, cash in or cash out, monthly savings, interest, and break-even timing.
Remote vs On-Location Workers Calculator
Compare the workplace overhead of remote staff with on-location staff using setup allowances, monthly stipends, office setup, lease, and recurring office costs.
Rent Calculator
Estimate affordable monthly rent from gross income, a rent-to-income cap, debts, regular expenses, savings goals, and a rent you want to check.
Rent Increase Calculator
Project future annual and monthly rent after a repeated yearly percentage increase or decrease, and see the total change from today's rent.
Rent or Buy Calculator
Compare renting and buying over a planned stay using rent, deposit interest, purchase price, mortgage terms, transaction costs, appreciation, and sale proceeds.
Rental Commission Worksheet
Calculate a user-entered one-month, percentage, or fixed rental commission without assuming a customary or legal fee.
Rental Property ROI Calculator
Estimate rental property cash flow, NOI, cap rate, cash-on-cash return, sale value, remaining loan balance, and total ROI from purchase and rent assumptions.
Simple Mortgage Calculator
Calculate a basic fixed-rate mortgage principal and interest payment from loan amount, annual rate, and term, without taxes, insurance, PMI, or HOA dues.
True Cost of Real Estate Commission Calculator
Estimate real estate commission at closing plus the mortgage-interest cost created when commission is embedded in a financed home price.
Unpaid Work Calculator
Estimate the weekly and annual value of unpaid household, care, transport, repair, and yard work using replacement cost and opportunity cost.
Working Capital Calculator
Calculate net working capital, current ratio, beginning and ending working capital, average working capital, and turnover from current assets and liabilities.