Loans & debt
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LGD Calculator (Loss Given Default)
Estimate loss given default from expected exposure and either recovery rate or loss severity for credit-risk, lending, and portfolio stress analysis.
Line of Credit Calculator
Estimate payment per period, interest, utilization, and total repayment for a revolving line of credit with minimum-payment and draw assumptions.
Loan Balance Calculator
Estimate the remaining principal balance after a selected number of scheduled payments on a fixed-rate loan, including regular payment and principal repaid.
Loan Calculator
Estimate the monthly payment, total interest, total paid, and payment count for a fixed-rate amortized loan.
Loan Comparison Calculator
Compare two fixed-rate loan offers by monthly payment, interest, upfront fees, total cost, lower payment, and total savings.
Loan Interest Calculator
Estimate the scheduled interest cost, regular payment, total repaid, and interest share for a fixed-rate loan.
Loan Moratorium Calculator
Estimate the EMI, capitalized interest, balance, and extra cost after a loan payment holiday or moratorium period.
Loan Payment Calculator
Calculate the required payment per period for a fixed-rate loan with monthly, weekly, quarterly, semiannual, annual, or daily installments.
Loan Repayment Calculator
Project total repayment, interest paid, payoff time, and the effect of extra monthly principal payments on a fixed-rate loan.
Loss Ratio Calculator
Calculate an insurance loss ratio from earned premiums, claims, and loss adjustment expenses, with margin before other underwriting costs.
Lottery Annuity Calculator
Estimate a lottery annuity's first payment, final payment, gross total, after-tax total, and present value from a growing payout schedule.
MAGI Calculator (Modified Adjusted Gross Income)
Estimate modified adjusted gross income by adding common tax add-backs to AGI for retirement, health insurance, and benefit planning.
Margin Interest Calculator
Estimate brokerage margin loan interest from amount borrowed, annual rate, holding days, and 360-day or 365-day day-count basis.
Net Debt Calculator
Calculate net debt by adding short-term and long-term debt, subtracting cash and equivalents, and reviewing cash coverage of total debt.
Receivables Turnover Ratio Calculator
Calculate accounts receivable turnover, average receivables, estimated collection period, and sales per receivable dollar from net credit sales.
Reserve Ratio Calculator
Calculate reserves as a share of deposits, loanable funds, loanable share, and the simple money multiplier for a bank or banking system.
RV Loan Calculator
Estimate recreational vehicle loan payments, total paid including down payment, and interest cost for motorhomes, trailers, campers, and vans.
Semi-Monthly Pay Calculator
Convert hourly, daily, weekly, monthly, or yearly gross pay into a twice-monthly paycheck using 24 semi-monthly periods per year.
Short-Term Fee Annualization Worksheet
Add principal and an entered fee, then calculate a fee-only simple annualization that is not a Regulation Z actuarial APR.
Student Loan Calculator
Plan student loan repayment by estimating the standard fixed monthly payment, total interest, and total repaid from balance, rate, and term.
Student Loan Payment Calculator
Calculate a student loan monthly payment, total interest, total paid, and how extra monthly payments may shorten payoff time.
Subscription Waste Calculator
Total recurring subscription spending by category, annualize the cost, compare it with monthly income, and identify the largest subscription category.
Third Stimulus Check Calculator
Historical American Rescue Plan third stimulus check calculator using $1,400 per eligible person, dependent counts, AGI phaseout bands, and the calculator's filing-status rules.
Unlevered Beta Calculator
Remove the effect of debt financing from equity beta to estimate asset beta using tax rate, total debt, and shareholders' equity.
Unlevered Free Cash Flow Calculator
Calculate unlevered free cash flow from EBIT, tax rate, depreciation and amortization, CapEx, and signed working-capital change.
WACC Calculator (Weighted Average Cost of Capital)
Calculate weighted average cost of capital from cost of equity, equity value, pre-tax cost of debt, debt value, and the corporate tax rate.